I've become more conscious of how I spend my money and also about investing. Now, I feel comfortable spending knowing my Cowrywise account is there.

Wuraola F

@wuwu

Put your
money to work.

Build discipline, access financial tools that steadily grow your finances.

LICENSED BY THE SEC

Get financial freedom

Plan towards your dream home, fund your kid's education, travel the world, all in one app.

Savings

Create multiple savings plans

Earn better interest rates than your bank

start saving

Mutual Funds

Play the long-term game

Invest in diverse and quality mutual funds with any amount

start investing

Stash

Your secure digital wallet

Send and receive cash in seconds for free. You only need their username.

EXPLORE IT NOW

Circles

Save with friends

Stay motivated and have fun saving with friends and family

join a circle

Emergency Funds

Save for the rainy day

Build a safety net for unexpected expenses

create your emergency plan

US Stocks and bonds (Coming soon)

Grow your global portfolio

get early access

Start building wealth in 5 minutes

01

Create an account

Sign up for an account with your name, email and phone number.

02

Add a payment method

Using your debit card, bank account, USSD, QR Code, setup your first plan

03

Watch your money grow

Sit back, relax & let your money work for you all day, everyday.

Keeping your money safe is our business.

Trust is our currency. We are committed to the security of your money and the protection of your account.

LEARN MORE

Bank-grade Security

We are PCI-DSS compliant to ensure security of your data electronically. All cards and bank data are encrypted to prevent unauthorised access to sensitive information.

Two-Factor Authenticator (2FA)

2FA is an extra layer of protection to ensure the security of your account beyound just a username and password. All verifications for key transactions pass through the 2FA process on Cowrywise.

Regulatory Compliance

Cowrywise is a duly registered fund manager with the Securities and Exchange Commission (SEC) of Nigeria. All our activities are in full compliance with regulatory requirements to the ultimate protection of our clients.

Best-In-Class Assets

All the investment options listed on Cowrywise, are carefully screened, managed by professional fund managers. All the diverse mutual funds registered with the SEC, with standard third-party custodian structure.

WHY COWRYWISE ?

Got SEC License? Yup!
Saving Charges? Nope.
Great Interest Rates? Confam.
Maintenance Fees? No.
Convinced? Sign up now.

4.4/5

Available on the Play Store

“User interface is fantastic, deposits and withdrawals flawless and fast. I wish I had discovered this years ago, would have been a millionaire by now” - Obiora, Nov 2021

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4.5/5

Available on the App Store

“I just don't know what to say about this app all i know is that it's awesome, it's been 2 years plus and I haven't had a reason to complain.” - Henrietta, December 2021

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Sign up for free.
Start investing today.

Licensed by the SEC

Fund Manager

🇳🇬 5C Reverend Ogunbiyi Street, Ikeja GRA, Lagos Nigeria.

Cowrywise Financial Technology Limited (“Cowrywise”) is a fund manager duly licensed by the Securities and Exchange Commission (SEC) of Nigeria.

Our mutual funds are managed by our fund management partners and made available to our clients through our web and mobile applications. The fund manager for each mutual fund is disclosed on every mutual fund’s profile page. Any historical returns or expected returns are hypothetical in nature and may not reflect actual future performance. View full list of available mutual funds on Cowrywise.

Stash account is a 10-digit virtual bank account number in line with the Nigeria Uniform Bank Account Number (NUBAN) numbering system. The NUBAN accounts are generated with the names of selected banks through our payment partners. In order for a user to be eligible for Stash account number, they must have completed their KYC and added their Bank Verification Number (BVN). Stash is used for the purpose of receiving money transfers in place of a regular debit card. It also receives the proceeds from the sale of any mutual fund on Cowrywise.

The content on this website does not constitute a complete description of Cowrywise’s investment advisory services. By using this website, you accept our Terms of Use and Privacy Policy.

Google Play and the Google Play logo are trademarks of Google LLC. Apple, the Apple logo, and iPhone are trademarks of Apple Inc. registered in the U.S.

©2022 Cowrywise Financial Technology. All rights reserved